Commercial Optimisation Delivered Through Direct Supplier Access
Strategic Cost Reduction. Structured Supplier Negotiation. Measurable Financial Impact.
Optima Commercial works with UK businesses to reduce overheads, strengthen supplier terms and unlock measurable financial efficiencies. We operate independently, negotiating directly with leading providers to deliver structured, commercially sound outcomes.
Our Core Commercial Services
We provide structured advisory and procurement support across key operational cost areas, delivering measurable commercial impact across multi-site and SME businesses.
Merchant Services Optimisation
Reducing Processing Costs Without Disrupting Operations
Merchant processing is often one of the most misunderstood areas of commercial expenditure. Hidden interchange structures, blended rates and long-term terminal agreements frequently result in businesses paying more than necessary.
Optima Commercial conducts a structured review of your existing merchant arrangements, benchmarks your rates against the wider market, and negotiates directly with acquiring banks and payment providers to secure commercially advantageous terms.
Our objective is simple: lower cost, improved transparency, and stronger contractual positioning.
• Full contract and fee structure audit
• Interchange and scheme fee analysis
• Terminal and gateway cost review
• Supplier benchmarking across major acquirers
• Direct negotiation and transition management
Commercial Utilities Procurement
Strategic Energy and Water Contract Negotiation
Energy and water costs represent a significant proportion of operational expenditure for many businesses. Yet renewals are frequently handled reactively, leaving companies exposed to uncompetitive rates and inflexible contract structures.
Optima Commercial conducts structured procurement exercises across electricity, gas and water portfolios, benchmarking supplier pricing and negotiating directly with leading providers to secure commercially aligned agreements.
Our focus is on cost efficiency, contractual clarity and long-term control rather than short-term fixes.
• Renewal and re-tender negotiation
• Multi-site portfolio consolidation
• Supplier benchmarking across the market
• Contract structure and risk profile review
• Ongoing renewal and contract oversight
Waste Management Optimisation
Eliminating Hidden Cost and Inefficient Service Structures
Waste contracts are often left unchanged for years, resulting in unnecessary service frequency, excess uplift charges and uncompetitive pricing structures.
Optima Commercial reviews existing waste arrangements, analyses service requirements and negotiates directly with suppliers to ensure pricing and collection structures accurately reflect operational needs.
The objective is simple: remove inefficiency, improve cost transparency and ensure commercial terms are aligned with actual usage.
• Service frequency and bin capacity review
• Uplift and excess weight charge analysis
• Multi-site pricing consolidation
• Supplier benchmarking and renegotiation
• Contract restructuring and renewal management
Capital Allowances Advisory
Unlocking Embedded Tax Relief Within Commercial Property
Many businesses underclaim capital allowances on property acquisitions, refurbishments and fit-outs. Qualifying assets embedded within commercial buildings frequently go unidentified, leaving legitimate tax relief unclaimed.
Working alongside specialist partners, Optima Commercial facilitates structured reviews of commercial property expenditure to identify qualifying assets and maximise compliant tax recovery.
Our approach ensures clarity, technical accuracy and full alignment with HMRC guidelines.
• Property acquisition review
• Refurbishment and fit-out analysis
• Specialist survey coordination
• HMRC-compliant claim preparation
• Retrospective expenditure assessment
Foreign Exchange (FX) & Cross-Border Currency Management
Reducing Currency Exposure and Improving International Payment Efficiency
Businesses trading internationally are exposed to currency volatility and often incur avoidable margin loss through unstructured foreign exchange arrangements.
Optima Commercial supports clients with structured FX strategy, direct access to competitive currency providers and improved international payment frameworks designed to protect margin and enhance transactional efficiency.
We focus on cost transparency, risk management and commercially aligned execution.
• Spot and forward contract structuring
• FX provider benchmarking
• Cross-border payment optimisation
• Margin and spread analysis
• Ongoing currency risk monitoring
